Choose a card with an 18-month 0% intro APR on balance transfers. Save on interest and pay off balances faster without fees.
Look for a card with no or low balance transfer fees. A lower fee can save a lot on cards that charge 3-5%.
Find an annual-fee-free credit card. You save money each year and can focus on paying off your balance.
Select a card with a long transfer period to consolidate debt. This gives more time to repay balances without stress.
Some balance transfer cards need good credit. Check your credit score to find a card you can get without hurting it.
Choose a high-limit card to transfer multiple balances. This simplifies payments and consolidates debts onto one card.
Some cards offer cash back on new purchases during intro APR. This feature enhances your balance transfer card.
Cards with effective debt consolidation features simplify tracking and paying off balances from multiple sources, clarifying repayment plans.
Choose a card with an easy-to-use app and digital tools to track progress, manage accounts, and set payment reminders.