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Smart Mortgage Planning with the Bankrate Mortgage Calculator

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Quickly calculate monthly mortgage payments by entering home price, down payment, interest rate, and term.

Check Monthly Payments Instantly

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See how different interest rates affect your mortgage payments. The Bankrate Mortgage Calculator shows potential cost savings with rate changes.

Analyze Interest Rate Effects

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Compare various loan types with the Bankrate Mortgage Calculator. Choose between fixed and adjustable-rate loans for the best deal.

Compare Loan Options Easily

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Get a clear view of your total loan cost with the Bankrate Mortgage Calculator. Avoid surprises by factoring in interest and other fees.

Know Your Total Loan Costs

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The Bankrate Mortgage Calculator breaks down your amortization, showing how each payment reduces your principal and interest.

Understand Amortization Schedules

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See how making extra payments lowers your total interest and shortens your loan term.

Plan for Prepayment Savings

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Calculate property taxes and insurance costs in one place. The Bankrate Mortgage Calculator gives a complete picture of your mortgage.

Estimate Property Taxes & Insurance

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Experiment with 15, 20, and 30-year terms using the Bankrate Mortgage Calculator to see how it impacts monthly payments.

Adjust for Different Loan Terms

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The Bankrate Mortgage Calculator offers an easy-to-use interface with reliable results, helping you plan your home loan with confidence.

 Accurate Tool

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